May 21, 2024
  • May 21, 2024
FlexShopper

FlexShopper: Upgrade Your Life with Affordable Leasing

By on November 14, 2023 0

What is FlexShopper

FlexShopper

FlexShopper is a lease-to-own company that provides consumers with an alternative way to purchase merchandise without a traditional credit check or large upfront payment. They offer a wide selection of products, including electronics, furniture, appliances, and more. Customers can apply for a spending limit of up to $2,500 and shop for the products they need. They will then make weekly payments over a 12-month period to own the merchandise. FlexShopper is a good option for consumers who have limited credit history or poor credit scores.

FlexShopper is a good option for consumers who need to purchase merchandise but have limited credit options. However, it is important to be aware of the potential drawbacks before you apply.

How Does FlexShopper Work

FlexShopper

FlexShopper is a rent-to-own company that allows you to purchase merchandise by making weekly payments instead of paying the full price upfront. They offer a variety of products, including electronics, appliances, furniture, and more. To apply for a FlexShopper lease, you must be at least 18 years old and have a valid social security number. You will also need to provide proof of income and a checking account.

  1. Apply for a spending limit: Once you’ve created an account, you’ll apply for a spending limit. This is the maximum amount you’ll be able to spend on FlexShopper purchases.

  2. Shop for products: Browse FlexShopper’s marketplace or shop at participating retailers. Once you’ve found an item you want, add it to your cart.

  3. Check out: Once you’ve added all the items you want to your cart, proceed to checkout. You’ll be asked to review your order and agree to the terms of your lease agreement.

  4. Make weekly payments: Your first weekly payment will be deducted from your account on the first Friday after you sign your lease agreement. You’ll continue to make weekly payments until you’ve paid off your lease.

FlexShopper can be a good option for people who need to spread out the cost of a purchase over time. However, it’s important to weigh the pros and cons carefully before deciding whether or not to use FlexShopper.

How Many Products Does FlexShopper Offer

FlexShopper

FlexShopper offers over 100,000 products from leading retailers, including Amazon, Best Buy, Bed Bath & Beyond, and more. They offer a wide variety of products, including electronics, appliances, furniture, and more. You can browse their products online or at participating retailers.

With such a wide selection of products, FlexShopper makes it easy to find what you need and want. And with their flexible payment options, you can afford to get the things you love without breaking the bank.

If you’re looking for a rent-to-own company that offers a wide variety of products and flexible payment options, FlexShopper is a great option to consider. With over 100,000 products to choose from, you’re sure to find what you’re looking for.

What Are the Benefits of FlexShopper?

FlexShopper

FlexShopper is a lease-to-own company that provides customers with an alternative way to purchase merchandise. Unlike traditional financing, FlexShopper does not require a credit check, making it an option for people with bad or no credit. Customers can also choose to make weekly payments instead of paying the full price upfront.

  • No credit check: FlexShopper does not require a credit check, making it an option for people with bad or no credit. This can be a great option for people who are trying to rebuild their credit or who have never had credit before.

  • Flexible payment options: Customers can choose to make weekly payments instead of paying the full price upfront. This can make it easier to budget for a purchase, especially if the item is expensive.

  • No hidden fees: FlexShopper does not charge any hidden fees. The only fees that customers will be charged are the weekly payment amount and a one-time lease initiation fee.

  • Early purchase option: Customers have the option to purchase their leased merchandise early. This can be a good option if customers want to own the merchandise outright before the end of their lease term.

  • Wide selection of products: FlexShopper offers a wide selection of products, including electronics, appliances, furniture, and more. This makes it easy to find the items that customers need and want.

FlexShopper can be a good option for people who need to spread out the cost of a purchase over time or who have bad or no credit. However, it is important to weigh the pros and cons carefully before deciding whether or not to use FlexShopper.

What Products Does FlexShopper Offer?

FlexShopper

FlexShopper offers a wide variety of products from leading retailers, including Amazon, Best Buy, Bed Bath & Beyond, and more. They offer a wide variety of products, including electronics, appliances, furniture, and more. You can browse their products online or at participating retailers.

Electronics

  • Laptops
  • Desktops
  • Tablets
  • Smartphones
  • TVs
  • Gaming consoles
  • Sound systems
  • Cameras
  • Wearables
  • Home audio
  • Smart home devices

Appliances

  • Refrigerators
  • Stoves
  • Dishwashers
  • Washing machines
  • Dryers
  • Microwaves
  • Coffee makers
  • Blenders
  • Toasters

Furniture

  • Living room furniture
  • Bedroom furniture
  • Dining room furniture
  • Office furniture
  • Outdoor furniture
  • Mattresses
  • Bedding

Other Products

  • Jewelry
  • Watches
  • Tools
  • Toys
  • Sporting goods
  • Musical instruments

FlexShopper’s selection of products is constantly changing, so it’s always worth checking their website or app to see what’s new. You can also search for specific items by using the search bar at the top of their website or app.

FlexShopper Reviews: What Do Customers Think?

FlexShopper

FlexShopper has received mixed reviews from customers. Some customers have praised the company for its flexible payment options and wide selection of products, while others have criticized the company for its high interest rates and hidden fees.

Here is a summary of FlexShopper customer reviews from various sources:

Trustpilot: FlexShopper has an average rating of 2.4 out of 5 stars on Trustpilot. Of the 481 reviewers, 31% rated the company as “excellent,” 27% rated it as “bad,” and 19% rated it as “poor.”

Better Business Bureau: FlexShopper has an A+ rating with the Better Business Bureau (BBB). However, the company has received 118 complaints in the past three years, most of which are related to billing and collections issues.

ConsumerAffairs: FlexShopper has an average rating of 3 out of 5 stars on ConsumerAffairs. Of the 149 reviewers, 54% rated the company as “fair,” 21% rated it as “good,” and 17% rated it as “excellent.”

FlexShopper seems to be a mixed bag. Some customers have had positive experiences with the company, while others have had negative experiences. It is important to read customer reviews carefully before deciding whether or not to use FlexShopper.

Is FlexShopper Worth It?

FlexShopper

Whether or not FlexShopper is worth it for you depends on your individual circumstances and needs. If you have bad or no credit and need to spread out the cost of a purchase over time, FlexShopper may be a good option for you. However, if you have good credit and can afford to pay for a purchase upfront, you may be better off financing it through a traditional lender.

  • Your credit history: If you have bad or no credit, FlexShopper may be a good option for you because they do not require a credit check. However, if you have good credit, you may be able to get a better interest rate from a traditional lender.
  • Your budget: FlexShopper’s weekly payments can be high, so make sure you can afford them before you sign a lease agreement.
  • The interest rate: FlexShopper’s interest rates can be high, so you will end up paying more for a product if you lease it through FlexShopper than if you pay for it upfront.
  • The fees: FlexShopper charges a one-time lease initiation fee and a late fee if you make a late payment.
  • The selection of products: FlexShopper does not partner with all retailers, so you may not be able to lease the merchandise you want from the retailer you want.

If you are considering using FlexShopper, it is important to read the terms and conditions carefully and understand all of the fees and charges. You should also compare FlexShopper’s rates with rates from other lenders to make sure you are getting the best deal.

FlexShopper Promotions & Discounts

FlexShopper

FlexShopper offers various promotions and discounts to its customers. These promotions can be found on their website, app, and social media pages. Some of the most common promotions include:

  • Free weekly payment: FlexShopper occasionally offers free weekly payments on specific items. This can be a great way to save money on your purchase.
  • Deal of the day: FlexShopper has a “Deal of the Day” section on their website and app where they offer discounts on a variety of products.
  • Coupon codes: FlexShopper occasionally releases coupon codes that can be used to get discounts on your purchase. You can find these codes on their website, app, and social media pages.
  • Cash back: FlexShopper partners with cashback websites and apps to offer cash back on your purchase. You can find these offers on their website and app.

In addition to these general promotions, FlexShopper also offers special deals and discounts for its members. To become a member, you simply need to create an account on their website or app. Once you are a member, you will receive exclusive email notifications about upcoming promotions and discounts.

FAQs

FlexShopper

What is FlexShopper?

FlexShopper is a rent-to-own company that allows you to purchase merchandise by making weekly payments instead of paying the full price upfront. They offer a wide variety of products, including electronics, appliances, furniture, and more.

How does FlexShopper work?

To apply for a FlexShopper lease, you must be at least 18 years old and have a valid social security number. You will also need to provide proof of income and a checking account. Once you have been approved, you can browse FlexShopper’s online marketplace or shop at participating retailers. Once you have found an item you want, you can add it to your cart and proceed to checkout. You will then be asked to sign a lease agreement. Once your lease agreement is signed, you will make weekly payments until your lease is paid off.

How much does FlexShopper cost?

The cost of a FlexShopper lease will depend on the item you lease, the lease term, and your credit history. However, you can expect to pay more for a FlexShopper lease than you would if you paid for the item upfront.

How do I make my FlexShopper payments?

You can make your FlexShopper payments online, by phone, or by mail. You can also set up automatic payments.

What happens if I make a late payment?

If you make a late payment, you will be charged a late fee. The amount of the late fee will depend on the amount of your payment that is late.

What happens if I return an item?

You can return an item to FlexShopper for a refund if you do so within 30 days of receiving the item. However, you will be charged a restocking fee.

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